I’m 31, I Have A $290K Joint Income & I’m Really Lucky To Have Such A Good Support System
Industry: Finance
Age: 31
Location: Dallas, TX
Salary: $80,000
Joint Income/Financial Setup: My husband, K., is in sales and can make up to $210,000. We have a joint bank account.
Assets: $200,000 between savings and wealth management accounts. We share everything, but the majority of the bills are on my credit cards because I manage our utilities. We pay off the cards every month.
Debt: We have $6,000 left on K.’s car (my car is paid off), $2,000 in medical debt, and $240,000 left on our mortgage.
Paycheck Amount (Every 2 Weeks): ~$6,400 (changes based on K.’s job) between both of us after 401(k)s, taxes, and insurance.
Pronouns: She/her
Monthly Expenses
Housing Costs: $2,400 mortgage with insurance included. K. and I live here along with our children, B. and D.
D.’s Childcare: $1,600
Peloton: $50
B.’s Therapies: $600. B. is in ABA (Applied Behavior Analysis), occupational, physical, and speech therapy. B. has been in some type of therapy for the majority of her life, and we have an amazing team of therapists for her. I did months of research and waiting to find the best small ABA clinic that would help B. with her aggression/functional needs while respecting her sweet personality and non-harmful stimming. We also pay about $1,000 a month in miscellaneous doctors’ appointments and other related ongoings — we have a private pediatrician we pay for, and visit specialists multiple times through the year, plus procedures.
TV Subscriptions: ~$100
Kindle Unlimited: $15
Dog Food Subscription: $100
Cellphones: $150
Kids’ 529s: $250
Private Pediatric Endocrinologist: $150 (this is for B.)
Waxing Subscription: $20
Spotify: $18 for a family subscription.
iCloud Storage: $2
Life Insurance Policies: $600
